abcbenefits.com                U.S. Benefits

We are now able to offer U.S. benefits for our Canadian & American clients.
Life / Medical (HMO's, PPO's) / Dental / Disability / Long Term Care
Section 125 Cafeteria Flex Plans, COBRA , HIPAA, Pensions & Profit Sharing U.S. Benefit Survey    
     
DO YOU HAVE U.S. EMPLOYEES?

Employers with operations in the United States face many challenges in understanding, designing, administering, and managing costs and compliance issues in a foreign benefit market.

The Problem

Benefit plans need to  attract and retain employees in
The health care delivery system creates a great deal of cost and complexity in the US.
There is uncertainty on many of the compliance issues in the US (COBRA, HIPAA, FMLA, ERISA).
How do you monitor and track the costs of the plans to assure they are competitive?
Controlling the plans is difficult due to the geographic, legal and market challenges.
Coordinating enrollment and handling employee benefit questions are difficult to handle cross border.
There is no integrated consulting vision on cross border operations.

The Solution

An integrate consulting approach that recognizes your people goals and gives you the knowledge to act with confidence and certainty

We provide the best markets for the coverage desired.
We represent all the major US and Canadian carriers.
We provide insight on the appropriate funding method for the client.
Peer group analysis and employee surveys are complementary services to groups of 50+ lives (US).
Consulting service is provided on benefit and compliance related issues.
We can provide a single invoice, consolidating all benefit billings to you, the client.
We are licensed in most states to do business.  In those states where we are not licensed,  we will apply as soon as we know an account requires it.
We offer personalized communication strategies and work-site financial planning for employees.
We prepare benchmark studies to assure your plans are competitive within the local labor markets.
We look at conventional and alternative funding arrangements to assure your benefit dollars are invested in the right manner.
We assist with all compliance issues that are part of the US benefit delivery system.
We meet with you in person to review goals, costs, and alternatives of your US benefits.
We manage the data on employee physician choices to assure a smooth transition between health networks when transitioning between medical carriers.
We provide human resources consulting on policies, procedures, compensation, management practices, and legal vulnerability in employment practices.
We design and implement employee surveys to gauge their perception of the benefits.

Our background in both the Canadian and US markets gives us a unique perspective.  Our experience and expertise allow us to deliver solutions to the problems you face today and insight to avoid issues in the future.  Our customers save time, money, and effort while gaining knowledge and control of the benefit plans.

We can help you set up and promote your benefits program or let us show you the latest cost-containment features to get more value of the dollars you invest in both salaries and benefits.

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